RV / Motorhome / Trailer

A recreational trailer can be an add-on to your existing property policy; however, specialized RV policies are also available. We've been taking care of RV insurance in Ontario for our clients for a number of years, and will make sure you get the right coverage for your treasured toys.

RV / Motorhome / TrailerRV / Motorhome / Trailer

Recreational vehicles or RV’s, as they are often referred to, are vehicles designed to provide temporary accommodations for travel, vacation or recreational purposes. RV’s are either a motorhome or a trailer. Categories of trailers include travel, fifth wheel, camping (folding) and toy hauler trailers.

Since motorhomes are motorized, they’re insured on an automobile policy along with your car or pickup truck. Trailers, which are hitched and towed behind a vehicle, are typically insured on a property policy along with your house, provided they are not rented out or used for business.

Although a motorhome can be added to an automobile policy and a trailer to a property policy, in order to get the best coverage and price, we recommend a specialized RV insurance policy, as they offer so much more.

  • At no additional cost, they include coverage for contents and emergency vacation expenses.
  • They include replacement coverage for up to 10 years, if an RV is less than five years old. This is a valuable option if an RV is written off in a claim as there’s no reduction for depreciation in the settlement.
  • For trailers parked in a campground all season, coverage is available for sheds, garages and decks that have been built on the lot.
  • By insuring an RV separately, any claims that occur on the RV policy while the unit is stationary, will not affect a regular automobile or property policy, including any claims free discounts.

Contact us today to find out more about insurance for recreational vehicles or if you’d like a free, no-obligation quote.

Or call 1-800-653-1924

Contact your nearest Newman office

Campbellford

35 Front Street North

P. O. Box 369

Campbellford

K0L 1L0

Office Details

Belleville

62 Dundas Street West

Belleville

K8P 1A3

Office Details

Colborne

19 King Street East

P.O. Box 609

Colborne

K0K 1S0

Office Details

Kingston

735A Arlington Park Pl

Kingston

K7M 8M8

Office Details

Madoc

41 Durham St. S.

PO Box 889

Madoc

K0K 2K0

Office Details

Marmora

31 Forsyth St.

PO Box 339

Marmora

K0K 2M0

Office Details

Ottawa

St. Laurent Centre

1730 St. Laurent Blvd, Suite 800

Ottawa

K1G 5L1

Office Details

Stirling

22 North Street

PO Box 129

Stirling

K0K 3E0

Office Details

Trenton

499 Dundas St W

Trenton

K8V 6C4

Office Details

Clients say...

Excellent staff and they take the time to shop the best rate possible.

Tim Wales
Unity Contracting Inc.
Kingston

Todd is the best broker I've ever had. He always is ready to help and gets the job done even in a pinch. You can count on him for all your insurance needs.

Julia P.
Stirling

Of all the professionals I lean on in my day-to-day operation, Newman Insurance ranks up there with my attorney, accountant and banker as a key advisor.

John Irish
Twin Property Maintenance
Belleville

...it meant so much to me at a time that was quite traumatic to be treated so considerately. Everything was done in a quick professional way.

Linda

Excellent staff and they take the time to shop the best rate possible.

Tim Wales
Unity Contracting Inc.
Kingston

I find Newman very helpful and easy to deal with. I called yesterday to change something I needed on my insurance and within half an hour, I had confirmation it was done and good to go.

Dave S.
Stirling

The Newman Blog

crushed cars piled up in junkyard
September 22, 2022
Even when there are no injuries, the aftermath of a car accident can be stressful. Here are the answers to some questions you might be asking after your car has been declared a total loss.

Get the right insurance

Tell us what's important to you.
We'll help you get the right insurance at the right price.

Or call 1-800-653-1924