Car Insurance In Ontario

Car insurance, or auto insurance, is mandatory across Canada, and some provinces require more coverage than others. Car insurance varies for all drivers and vehicles, so at Newman Insurance, we help you get the coverage you need.

view from interior of vehicle looking forward from side window showing road and rear view mirror with sun on the horizon in the background
black Ford pickup truck parked in a snowy forest

Car Insurance Protects More Than Your Vehicle

Even good drivers need car insurance; you cannot control road conditions, other drivers, or wildlife. Accidents can happen anywhere and anytime, so you must understand the amount of coverage you need to protect yourself, your family, and your vehicle.

Car insurance can offer financial protection for physical damage to the vehicle and any personal injuries that occur in an accident.

The Right Auto Insurance For You

We source a variety of insurance coverages from the top insurers in Canada for plans that are tailor-made for the vehicle you drive and how often you’re on the road.

The Right Auto Insurance For You

We source a variety of insurance coverages from the top insurers in Canada for plans that are tailor-made for the vehicle you drive and how often you’re on the road.

The Right Auto Insurance For You

We source a variety of insurance coverages from the top insurers in Canada for plans that are tailor-made for the vehicle you drive and how often you’re on the road.

Our Process Is Simple

Tell us what you want to protect.

Give our team a call or contact us online for a quote.

Your own dedicated Account Executive will get in touch to learn more about you and your insurance needs.

Let us find the right options for you.

Sit back and relax, knowing that your insurance needs are being handled.

Our team will source your coverage from the top insurance companies across Canada to get you the right insurance at the right price.

You pick the plan that fits you best.

Ask us questions about your options before picking the best plan for you.

Your dedicated Account Executive will help you through the paperwork to make it official.

Or call 1-800-653-1924

What type of coverage do you need?

Car & Truck

Car & Truck

Get auto insurance that makes sense for where you live and what you drive. If you are driving a car in the city or a ¾ ton truck in the country, we’ll get you the best policy for your vehicle use, type of vehicle and the area you live in.

Good Driver Discount

Good Driver Discount

If you have a clean driving record, you qualify for a good driver discount – up to 25% off your premium. Several insurers offer a phone app to track your good driving habits. Just download and go! Information relayed by the app is never used to penalize you – only reward you. We also have other programs available which offer good driving discounts without the use of a device.

Mature Drivers

Mature Drivers

If you have a clean driving record, you qualify for a good driver discount – up to 25% off your premium. Several insurers offer a phone app to track your good driving habits. Just download and go! Information relayed by the app is never used to penalize you – only reward you. We also have other programs available which offer good driving discounts without the use of a device.

Young Drivers

Young Drivers

If you are in your twenties and either working or in school, you can qualify for various discounts, including discounts for good marks at university or college. Teenagers are usually covered under family car insurance plans, and any age group can take advantage of discounts for taking driver’s education classes – which also help you get your graduated licence faster in Ontario.

Motorcycle

Motorcycle

Whether you’re an Ontario weekend warrior or use your bike full-time in season, we’ve got motorcycle insurance that rewards you for good driving habits and offers 24/7 claims service.

Classic Cars

Classic Cars

You’ve got a special car, and we have a special insurance policy to match. Our classic car policies cover exhibiting at shows, increased replacement costs, higher repair costs and more. We work with one of the largest specialty vintage car insurers in the business and know exactly what you require.

Pay-As-You-Go Payment Plan

Pay-As-You-Go Payment Plan

Our pay-as-you-go payment plan may be the right fit for you if you are retired, work from home, or drive your car occasionally. Drive less, save more.

Snow Tire Discounts

Snow Tire Discounts

If you've ever had to stop quickly on snow or ice on all-season tires, you'll know why snow tires are recommended for driving in winter weather. Shorter stopping times, better grip and safer handling will let you enjoy winter driving, not dread it.

When buying winter tires, remember to:

  • Install tires by November 1 and keep them on until April 1
  • Look for tires marked with a logo of a peaked mountain with a snowflake
  • Install winter tires in sets of four
  • Do not mix tires with different tread patterns or size
  • Change tires that are worn close to the tread-wear indicators
  • Check the tires' air pressure at least once a month

Contact your nearest Newman office

Campbellford

35 Front Street North

P. O. Box 369

Campbellford

K0L 1L0

Office Details

Belleville

62 Dundas Street West

Belleville

K8P 1A3

Office Details

Colborne

19 King Street East

P.O. Box 609

Colborne

K0K 1S0

Office Details

Kingston

735A Arlington Park Pl

Kingston

K7M 8M8

Office Details

Madoc

41 Durham St. S.

PO Box 889

Madoc

K0K 2K0

Office Details

Marmora

31 Forsyth St.

PO Box 339

Marmora

K0K 2M0

Office Details

Ottawa

St. Laurent Centre

1730 St. Laurent Blvd, Suite 800

Ottawa

K1G 5L1

Office Details

Stirling

22 North Street

PO Box 129

Stirling

K0K 3E0

Office Details

Trenton

499 Dundas St W

Trenton

K8V 6C4

Office Details

Frequently asked questions

What does car insurance cover?

Car insurance, also known as auto insurance, is financial protection if a car, truck or other vehicle is involved in an accident. Car insurance can cover physical damage to a vehicle or injuries that are sustained in a vehicle accident.

Who needs car insurance?

In Canada, car insurance is mandatory, so anyone who owns a vehicle needs to have coverage. If you drive without insurance and there’s an accident, you’ll be responsible for paying the costs associated with any physical or personal damages out-of-pocket. If an uninsured driver is caught behind the wheel, both the driver and the car owner could be fined.

What car or auto insurance should I have?

Standard car or auto insurance policies in Ontario are often enough coverage for the average driver. You can speak with an Insurance Broker at Newman Insurance to discuss how your lifestyle, habits, and goals might affect the coverage you need.

What factors affect car insurance prices?

Insurance providers may consider some or all of the factors listed below, and they may allocate the importance of specific factors differently. When you speak with an Insurance Broker at Newman Insurance, we help you consider your specific options to get the right insurance at the right price.

  • The make, model, and age of the vehicle you drive.
  • Your driving history.
  • Additional or secondary drivers and their driving history.
  • Crime rates in the area where you live.
  • Your age and sex.
  • Your marital status.

The Newman Blog

crushed cars piled up in junkyard
September 22, 2022
Even when there are no injuries, the aftermath of a car accident can be stressful. Here are the answers to some questions you might be asking after your car has been declared a total loss.
Read Post

Get the right insurance

Tell us what's important to you.
We'll help you get the right insurance at the right price.

Or call 1-800-653-1924