The Newman Blog

Posts about Vehicle Insurance

Get in the know with the Newman Blog.

crushed cars piled up in junkyard
September 22, 2022

What Happens When Your Vehicle Is A Total Loss?

Even when there are no injuries, the aftermath of a car accident can be stressful. Here are the answers to some questions you might be asking after your car has been declared a total loss.

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man getting into a late-model black car in a modern city
September 16, 2022

Should You Increase Your Loss of Use Coverage?

Loss of use or transportation replacement coverage helps cover the cost of alternate transportation if your vehicle is involved in a covered claim. It is an important additional insurance coverage that many people neglect to carry.

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young female driver in car reaching up to adjust rear-view mirror
September 7, 2022

Carjacking: How To Protect Yourself

Across Canada, rates of reported carjackings are rising. Stay diligent and take extra measures to protect yourself, when parked and when on the road by knowing what puts you at greater risk of experiencing a carjacking.

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man in dark hoodie breaking into a car
September 7, 2022

Learn How To Protect Yourself From Vehicle Theft

In 2021, losses stemming from vehicle theft rose over 20% from the previous year. While vehicle thefts have increased, there are fewer vehicles that are being recovered after they’ve been stolen.

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hands holding a mobile phone with CAA MyPace appearing on the screen
September 7, 2022

What Is CAA MyPace™ - Pay-As-You-Go Insurance?

There are many options out there for auto insurance. One option that you may not be aware of is the CAA MyPace, a pay-as-you-go insurance payment program.

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man opening a garage door with a remote control
September 7, 2022

How to protect your car from catalytic converter theft

Cases of catalytic converter theft are increasing across Canada. Find out everything you need to know about catalytic converter theft and learn how to protect your car.

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three people sitting at a desk discussing an insurance policy
September 7, 2022

What’s the difference between replacement cost and actual cash value?

“Replacement cost” and “actual cash value” are two of the most common calculations insurers use to determine the amount a customer will receive if they make a home insurance claim or a car insurance claim. What’s the difference between them, and which applies when you make a claim?

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woman in car turned away from the camera as she checks for a cyclist before she opens the car door
September 7, 2022

A clever and simple way to save a cyclist’s life

The Dutch Reach is a method of opening a car door with the hand furthest from the handle. Newman Insurance is pleased to share this simple, yet innovative technique in the hopes that people around the world will become familiar with the Dutch Reach and start implementing it to ensure cyclist safety.

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yellow diamond-shaped animal crossing sign with silhouette of elk to signify an area where animals cross roads
September 7, 2022

How to prevent collisions with animals — and what to do when it’s too late

Thousands of animal-related collisions happen across the country every year. Learn how to prevent a collision with an animal before it happens, how to minimize injuries and damage to your vehicle if you can’t avoid a collision, and what to do if you’ve hit an animal.

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young woman looking at a mobile phone
September 7, 2022

What is a digital pink slip?

Many insurers have made it possible for you to carry a copy of your pink slip in your phone’s digital wallet for easy access to your pink slip at all times.

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vehicle driving through a snowstorm in Canada
September 7, 2022

Before, during, and after: driving through a Canadian blizzard

Whether you’re a new driver or a seasoned veteran, take some practical precautions before, during, and after each winter drive or road trip to make sure you (and your vehicle) arrive safe and sound.

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man squatting beside vehicle checking tires for tread wear
September 7, 2022

How to tell when your tires need to be replaced

While most tire manufacturers recommend buying new tires for your car every five to six years, there are several telltale signs that you may need to replace them sooner. Here's what to look for.

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woman making a call on a cell phone while looking at an open laptop computer
September 7, 2022

What happens if you cancel car insurance?

Cancelling your current car insurance policy? Follow these steps to ensure your policy is cancelled correctly.

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side view of red car covered in snow
September 7, 2022

Don't let your vehicle catch a cold

In the winter, your car faces different challenges due to ice, snow, and extreme temperatures. Here are a few tips to help you get ready before the first snowfall.

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man pointing a keyfob at a vehicle as he walks away
September 7, 2022

How to protect your vehicle from electronic car theft

If you own a car with a keyless entry system, you could be a potential target for electronic car theft. Here’s what you need to know to protect your vehicle.

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exasperated woman looking at laptop computer
September 7, 2022

Why did my car insurance go up?

An increase in the cost of auto insurance can be frustrating, especially if you haven’t had any accidents or tickets. There are several reasons, which could cause your rates to increase.

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woman on sofa shopping online with credit card
September 7, 2022

Q&A: Can my credit score affect my insurance rates?

In Canada, different organizations and individuals have the right to view your credit score. Here’s what you need to know about your credit score, including how it’s calculated, how it can affect your insurance premiums.

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man on mobile phone looking at woman assessing damage after a car accident
September 7, 2022

What does ‘accident forgiveness’ mean in a car insurance policy?

An at-fault collision can happen to even the most careful of drivers,

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Mother father and child labeling packing boxes
September 7, 2022

Why it’s important to update your insurance address if you’re moving

To call Canada's recent real estate market ‘feverish' seems like

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Two men talking on cell phones while looking at damage to fender of vehicles
September 7, 2022

What happens if you get into a car accident outside of business hours?

If your vehicle has been damaged in a collision, one of the first things you should do is contact your insurance company, no matter what time it is. Most insurance companies have phone lines that are open 24/7.

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Man checking under hood of vehicle
September 7, 2022

How to maintain a vehicle you don’t drive often

From cutting out a commute to putting a car in storage for the season,

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Police car lights
September 7, 2022

Stronger stunt/aggressive driving penalties in effect across Ontario

As of Thursday July 1st 2021, stronger stunt driving penalties are in

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Woman in vehicle as police man approaches to write a speeding ticket
September 7, 2022

Speeding Seatbelt Tickets

Speeding tickets and failing to buckle up – What they cost beyon

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Graphic representation of coronavirus
September 7, 2022

COVID-19 INSURANCE RELIEF

At the beginning of the COVID-19 pandemic, CAA Insurance announced that all customers would receive a rate reduction and have continued this promise into 2021.

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Worried man talking on a cell phone in front of two vehicles that have been in an accident
September 7, 2022

A Crash Course in Minor Collisions

You hear the sound of crunching metal, your heart is racing, your palms are sweating - you’ve just been in an accident. It’s minor and thank goodness no one has been injured, but what now?

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Man driving a vehicle in city looking through the dashboard at the vehicles in front of him at night
September 7, 2022

Seven Tips for Safer Night Driving

It's no secret that driving at night can be more dangerous than drivin

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Vehicle key fob
September 7, 2022

Canada’s Top 10 Stolen Vehicles for 2020

The Insurance Bureau of Canada (IBC) has compiled this year’s list of the top 10 stolen vehicles across Canada and SUVs continue to be the main target for thieves.

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Woman labeling a packed moving box
September 7, 2022

How your Location Affects the Cost of your Insurance

There's a lot of change to navigate when you move to a new neighbourho

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Woman on cell phone beside man writing on paper exchanging insurance information after an accident
September 7, 2022

Who is At Fault for a Collision in a Parking Lot?

Even though the basic rules of the road still apply when you're drivin

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Two women reviewing a document
September 7, 2022

Avoiding insurance seller scams & finding a legitimate broker

With insurance fraud on the rise across the country, we want to arm you with the information you need so you can recognize potential scams and make smart choices, especially when it comes to buying insurance.

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Overhead view of traffic roundabout
September 7, 2022

Around We Go

Have you noticed a new roundabout during your travels lately? Those circular intersections that can cause fear and anxiety for so many drivers began appearing in Ontario in the 1990’s, but have been around in other countries for quite some time.

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Thief breaking into a vehicle
September 7, 2022

Keep Your Vehicle Safe and Sound

Nobody wants to step outside their front door one morning to find an o

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Car sliding on wet road
September 7, 2022

What is Hydroplaning and How Can You Stop It?

Have you ever been driving during a downpour and felt your wheels lift

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Worried man talking on a cell phone in front of two vehicles that have been in an accident
September 7, 2022

I’ve had a Collision – What Should I Do?

If you have a collision with your vehicle, you can take comfort knowin

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Woman lying on so far looking at cell phone
September 7, 2022

How to Keep your Personal Information Secure when using Smart Home Devices

We use smartphones and tablets for everything, from banking to sharing

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Hand holding cell phone in a car
September 7, 2022

Distracted Driving and Your Insurance

When the Ontario government increased the penalties for distracted driving last January, they were hoping that drivers would finally put their phones away and concentrate on driving.

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Three male medical personnel looking at an x-ray
September 7, 2022

What is Accident Benefits Coverage in Car Insurance?

In your car insurance policy, the Accident Benefits section provides c

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Large pothole filled with water in the middle of the road
September 7, 2022

What Happens if your Vehicle is Damaged by a Pothole?

Most drivers are familiar with the unique sense of dread that sets in

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Police street check pulling over cars and drivers
September 7, 2022

The Cost of Drinking and Driving (Part 2)

Part 2 of 2 - You continue to blow into the portable breathalyzer unit

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Police street check pulling over cars and drivers
September 7, 2022

The Cost of Drinking and Driving (Part 1)

It's five o'clock on a Friday afternoon and your work week has finally

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Young woman looking out from the driver side of a vehicle
September 7, 2022

What you Should Know About Buying Car Insurance for your Teen’s First Vehicle

If your teenager just passed their final driving test, they’re probably gearing up to look for their first car — and it’s more than likely that you’ll be enlisted to help them find insurance.

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Female lawyer talking to two women
September 7, 2022

What is Third-Party Liability Insurance?

Third-party liability coverage is the portion of an insurance policy t

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Woman in car tapping on a cell phone
September 7, 2022

Electronic Liability Slips May Soon be Here

You have likely heard the phrase, your license, ownership and proof of

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Close up of hand touching a touchscreen in a vehicle
September 7, 2022

Auto Insurance Rates Continue to Rise

In the second quarter of 2019, Ontario auto insurance rates increased on average by 1.99% across the market. Why have insurance premiums gone up? According to Economical Insurance, there are several factors and not all of them are within your control.

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Dashboard camera with image in viewfinder
September 7, 2022

Are Dashcams Worth It?

As technological advances continue to make dashcams smaller, cheaper and higher quality, you may be tempted to join the ten percent of Canadian drivers who have already embraced the trend and installed one in their car.

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View of man driving in a car with dashboard technology
September 7, 2022

Exploring your Options: Advanced Driver Assistance Systems

As technology advances, so do the safety mechanisms in new vehicles, meaning there are even more choices to make when picking out a new set of wheels — but this should be exciting, not overwhelming.

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Close up view of vehicle with hood lifted to display modern engine
September 7, 2022

How Vehicle Modifications can Impact your Car Insurance

When it comes to your vehicle, a modification is anything that alters

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Man talking on cell phone while looking at damage to fender of vehicle
September 7, 2022

Do I still have to Pay my Deductible if I’m Not at Fault for an Accident?

While each situation is unique and there’s no one-size-fits-all answer, let’s look at a few of the factors that help determine whether or not you’ll have to pay your deductible when your insurance company determines you’re not at fault for a collision.

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Small vehicle crushed under fallen tree
September 7, 2022

Before, During, and After a Windstorm

Strong, gusty winds can do some serious damage to your property and make for unsafe driving conditions. While most home and car insurance policies do include coverage for damage caused by windstorms, there are some things you can do before, during, and after a windstorm to stay safe and avoid damage to your property and your car.

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Close up of delivery person putting package into recipients hands
September 7, 2022

Can you Use your Personal Vehicle for Business?

Whether you have a long commute to the office or you drive around on the job, you should know what kind of business use is covered by your personal auto insurance policy — and at what point you need to update your coverage or purchase a commercial policy.

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Man looking at document holding his mouth in disbelief
September 7, 2022

Put it Away or the More You’ll Pay

Not long after the new distracted driving laws took effect, Toronto po

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Car with cracked windshield and woman in background talking on a cell phone
September 7, 2022

How to deal with a chipped or cracked windshield

Whether you live in a rural area with lots of gravel roads or a city f

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Two vehicles that have been in a rear end collision
September 7, 2022

Protect Your Vehicle from Depreciation

Have you ever had a vehicle deemed a total loss? If so, you know the p

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Close up of man's hand passing car keys to woman's hand
September 7, 2022

Think Twice Before Lending Your Vehicle

Your buddy wants to borrow your pickup to move a couch or a friend wan

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Multilane highway through a city at rush-hour
September 7, 2022

Q&A: What happens if you have Canadian car insurance and you get into a collision in the United States?

Whether you’re taking a quick weekend getaway or you’re planning on staying in the States all winter, you should know that your car insurance policy probably has you covered if you get into a collision while you’re there.

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Vehicle driving through a rural area surrounded by trees in a snow storm
September 7, 2022

Never Cruise in Wet Weather

Cruise control is a popular feature in vehicles, often used on trips w

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Man's hands trying to open a car door with a screwdriver
September 7, 2022

Ontario’s Top Ten Stolen Vehicles

The Insurance Bureau of Canada (IBC) has released its annual list of O

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Close up view of cannabis plant
September 7, 2022

Five Things you should know About Cannabis Legalization and your Insurance

Since recreational cannabis use was legalized this past October, a lot

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Car with bicycles on top driving down tree-lined country road
September 7, 2022

Protecting the Value of your Vehicle – What you need to Know

Any time you purchase a new vehicle, you want to ensure your financial

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Tow truck towing a car
September 7, 2022

Know Your Rights before Getting Hooked

In an effort to tighten the rules for vehicle tow and storage faciliti

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backpack with first aid kit, roadside signs, emergency blanket, and fire extinguisher for use in a winter driving emergency kit
September 7, 2022

Ten Items to Keep In your Winter Driving Emergency Kit

Canadian weather can be unpredictable, especially in the winter &mdash

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Man and woman excepting keys to a new home
September 7, 2022

Get a Grip on Winter Driving

For many Ontario drivers, the thought of driving in winter conditions

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View of vehicle side mirror with blurred ridge railing and background
September 7, 2022

Member's Bill Could Dramatically Increase Auto Rates in Rural Ontario

Recently, a Progressive Conservative MPP in the Greater Toronto Area (

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Hand holding cell phone in a car
September 7, 2022

Tougher Rules Coming for Distracted Driving

The Ontario Government is hoping that drivers will fully understand th

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man looking in shock at cancelled insurance policy
September 7, 2022

Why did my insurance company cancel my policy?

Insurance policies can be cancelled for a variety of reasons, either by the customer or their insurer, depending on the circumstances. If you're wondering why your policy may have been cancelled or how

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Hands holding a cell phone taking a picture of damage on the front of a blue car
September 7, 2022

What to do after a hit and run collision

When you're involved in a collision and the other driver leaves the sc

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Dashboard of antique auto with round steering wheel and old old
September 7, 2022

Collector Vehicles

A collector vehicle is at least 15 years old and, as the name suggests, is considered collectable within the hobby. To be collectable, a vehicle should be worth preserving and it should also attract an interest when being sold.

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Vehicle and trailer at night with trailer door open and interior lights on
September 7, 2022

Protecting You and Your RV This Summer

With spring in the air, Recreational Vehicle (RV) enthusiasts and wann

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Low angle view of truck towing a trailer on a highway
September 7, 2022

Ultimate Road Trip – Part 1

How to Prepare for the Ultimate Road Trip Pack the car and hit the roa

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Graphic of car on a road driving away from city
September 7, 2022

Ontario Auto Insurance is Changing

In 2014, the provincial government passed the Fighting Fraud and Reduc

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Graphic of a family and car on the road
September 7, 2022

Customize your Auto Insurance

Due to recent changes to auto insurance in Ontario, it’s the right time to reassess the policy you haven’t thought about in years.

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man looking at cell phone while in vehicle
September 7, 2022

Distracted Driving

With social media on a serious upswing these days, driving and texting /emailing /facebooking etc is becoming more and more of a problem.

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woman reading a document
September 7, 2022

The Lowdown on Insurance Deductibles

Have you ever looked through your insurance policy and felt like you were reading another language? Understanding insurance terminology might seem intimidating, but we're working on changing that. Let

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