Posts about Vehicle Insurance

Even when there are no injuries, the aftermath of a car accident can be stressful. Here are the answers to some questions you might be asking after your car has been declared a total loss.

Loss of use or transportation replacement coverage helps cover the cost of alternate transportation if your vehicle is involved in a covered claim. It is an important additional insurance coverage that many people neglect to carry.

Across Canada, rates of reported carjackings are rising. Stay diligent and take extra measures to protect yourself, when parked and when on the road by knowing what puts you at greater risk of experiencing a carjacking.

In 2021, losses stemming from vehicle theft rose over 20% from the previous year. While vehicle thefts have increased, there are fewer vehicles that are being recovered after they’ve been stolen.

There are many options out there for auto insurance. One option that you may not be aware of is the CAA MyPace, a pay-as-you-go insurance payment program.

Cases of catalytic converter theft are increasing across Canada. Find out everything you need to know about catalytic converter theft and learn how to protect your car.

“Replacement cost” and “actual cash value” are two of the most common calculations insurers use to determine the amount a customer will receive if they make a home insurance claim or a car insurance claim. What’s the difference between them, and which applies when you make a claim?

The Dutch Reach is a method of opening a car door with the hand furthest from the handle. Newman Insurance is pleased to share this simple, yet innovative technique in the hopes that people around the world will become familiar with the Dutch Reach and start implementing it to ensure cyclist safety.

Thousands of animal-related collisions happen across the country every year. Learn how to prevent a collision with an animal before it happens, how to minimize injuries and damage to your vehicle if you can’t avoid a collision, and what to do if you’ve hit an animal.

Many insurers have made it possible for you to carry a copy of your pink slip in your phone’s digital wallet for easy access to your pink slip at all times.

Whether you’re a new driver or a seasoned veteran, take some practical precautions before, during, and after each winter drive or road trip to make sure you (and your vehicle) arrive safe and sound.

While most tire manufacturers recommend buying new tires for your car every five to six years, there are several telltale signs that you may need to replace them sooner. Here's what to look for.

Cancelling your current car insurance policy? Follow these steps to ensure your policy is cancelled correctly.

In the winter, your car faces different challenges due to ice, snow, and extreme temperatures. Here are a few tips to help you get ready before the first snowfall.

If you own a car with a keyless entry system, you could be a potential target for electronic car theft. Here’s what you need to know to protect your vehicle.

An increase in the cost of auto insurance can be frustrating, especially if you haven’t had any accidents or tickets. There are several reasons, which could cause your rates to increase.

In Canada, different organizations and individuals have the right to view your credit score. Here’s what you need to know about your credit score, including how it’s calculated, how it can affect your insurance premiums.

An at-fault collision can happen to even the most careful of drivers,

To call Canada's recent real estate market ‘feverish' seems like

If your vehicle has been damaged in a collision, one of the first things you should do is contact your insurance company, no matter what time it is. Most insurance companies have phone lines that are open 24/7.

From cutting out a commute to putting a car in storage for the season,

As of Thursday July 1st 2021, stronger stunt driving penalties are in

Speeding tickets and failing to buckle up – What they cost beyon

At the beginning of the COVID-19 pandemic, CAA Insurance announced that all customers would receive a rate reduction and have continued this promise into 2021.

You hear the sound of crunching metal, your heart is racing, your palms are sweating - you’ve just been in an accident. It’s minor and thank goodness no one has been injured, but what now?

It's no secret that driving at night can be more dangerous than drivin

The Insurance Bureau of Canada (IBC) has compiled this year’s list of the top 10 stolen vehicles across Canada and SUVs continue to be the main target for thieves.

There's a lot of change to navigate when you move to a new neighbourho

Even though the basic rules of the road still apply when you're drivin

With insurance fraud on the rise across the country, we want to arm you with the information you need so you can recognize potential scams and make smart choices, especially when it comes to buying insurance.

Have you noticed a new roundabout during your travels lately? Those circular intersections that can cause fear and anxiety for so many drivers began appearing in Ontario in the 1990’s, but have been around in other countries for quite some time.

Nobody wants to step outside their front door one morning to find an o

Have you ever been driving during a downpour and felt your wheels lift

If you have a collision with your vehicle, you can take comfort knowin

We use smartphones and tablets for everything, from banking to sharing

When the Ontario government increased the penalties for distracted driving last January, they were hoping that drivers would finally put their phones away and concentrate on driving.

In your car insurance policy, the Accident Benefits section provides c

Most drivers are familiar with the unique sense of dread that sets in

Part 2 of 2 - You continue to blow into the portable breathalyzer unit

It's five o'clock on a Friday afternoon and your work week has finally

If your teenager just passed their final driving test, they’re probably gearing up to look for their first car — and it’s more than likely that you’ll be enlisted to help them find insurance.

Third-party liability coverage is the portion of an insurance policy t

You have likely heard the phrase, your license, ownership and proof of

In the second quarter of 2019, Ontario auto insurance rates increased on average by 1.99% across the market. Why have insurance premiums gone up? According to Economical Insurance, there are several factors and not all of them are within your control.

As technological advances continue to make dashcams smaller, cheaper and higher quality, you may be tempted to join the ten percent of Canadian drivers who have already embraced the trend and installed one in their car.

As technology advances, so do the safety mechanisms in new vehicles, meaning there are even more choices to make when picking out a new set of wheels — but this should be exciting, not overwhelming.

When it comes to your vehicle, a modification is anything that alters

While each situation is unique and there’s no one-size-fits-all answer, let’s look at a few of the factors that help determine whether or not you’ll have to pay your deductible when your insurance company determines you’re not at fault for a collision.

Strong, gusty winds can do some serious damage to your property and make for unsafe driving conditions. While most home and car insurance policies do include coverage for damage caused by windstorms, there are some things you can do before, during, and after a windstorm to stay safe and avoid damage to your property and your car.

Whether you have a long commute to the office or you drive around on the job, you should know what kind of business use is covered by your personal auto insurance policy — and at what point you need to update your coverage or purchase a commercial policy.

Not long after the new distracted driving laws took effect, Toronto po

Whether you live in a rural area with lots of gravel roads or a city f

Have you ever had a vehicle deemed a total loss? If so, you know the p

Your buddy wants to borrow your pickup to move a couch or a friend wan

Whether you’re taking a quick weekend getaway or you’re planning on staying in the States all winter, you should know that your car insurance policy probably has you covered if you get into a collision while you’re there.

Cruise control is a popular feature in vehicles, often used on trips w

The Insurance Bureau of Canada (IBC) has released its annual list of O

Since recreational cannabis use was legalized this past October, a lot

Any time you purchase a new vehicle, you want to ensure your financial

In an effort to tighten the rules for vehicle tow and storage faciliti

Canadian weather can be unpredictable, especially in the winter &mdash

For many Ontario drivers, the thought of driving in winter conditions

Recently, a Progressive Conservative MPP in the Greater Toronto Area (

The Ontario Government is hoping that drivers will fully understand th

Insurance policies can be cancelled for a variety of reasons, either by the customer or their insurer, depending on the circumstances. If you're wondering why your policy may have been cancelled or how

When you're involved in a collision and the other driver leaves the sc

A collector vehicle is at least 15 years old and, as the name suggests, is considered collectable within the hobby. To be collectable, a vehicle should be worth preserving and it should also attract an interest when being sold.

With spring in the air, Recreational Vehicle (RV) enthusiasts and wann

How to Prepare for the Ultimate Road Trip Pack the car and hit the roa

In 2014, the provincial government passed the Fighting Fraud and Reduc

Due to recent changes to auto insurance in Ontario, it’s the right time to reassess the policy you haven’t thought about in years.

With social media on a serious upswing these days, driving and texting /emailing /facebooking etc is becoming more and more of a problem.

Have you ever looked through your insurance policy and felt like you were reading another language? Understanding insurance terminology might seem intimidating, but we're working on changing that. Let