Posts about Property Insurance

Insurance might not be top of mind when planning a home-based business. Here are the top five things you need to know to protect yourself and your home.

Whether you've lived with your new spouse for years or you've just moved into your first home together, make sure you've checked these to-dos off your list.

To avoid being underinsured is to be certain that you are appropriately covered for your home and your contents.

Whether you're headed up to the cottage or planning a pool party, knowing some basic water safety tips can help keep you and your fellow swimmers out of trouble.

There's no place like home — so it makes sense to protect yours as best you can. Safeguarding your home against fire is a good place to start, but it's important to do the same for the rest of your property, including your yard.

The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and maintained.

When it comes to seasonal property insurance, it's about more than their physical differences. Take note of these five little-known facts about seasonal property insurance coverage and talk to your broker about what is (and what isn't) covered in your policy.

Apartment hunting? Beyond basic questions like rental cost and amenities, asking a few important questions will help you choose the right apartment for your situation and lifestyle.

Hot water tank disasters can sneak up on you if they’re not monitored for signs of wear and tear. It’s important to keep an eye on yours so you can fix any issues before they become too serious.

“Replacement cost” and “actual cash value” are two of the most common calculations insurers use to determine the amount a customer will receive if they make a home insurance claim or a car insurance claim. What’s the difference between them, and which applies when you make a claim?

If you’re moving into a condominium, there are some scenarios where you may need to purchase a home or tenant insurance policy for your condo instead of a condo policy. Here’s how to quickly determine which type of insurance policy to buy when you’re moving into a condo.

When you first sign a new home insurance policy, it will reflect the specific needs you have at that time in your life. When that renewal package arrives, it’s a good check point to reflect on the things in your life that may have changed in the past year that could affect your insurance needs.

Whether you just bought a new home and you’re shopping for home insurance, or you just received your renewal notice in the mail, you may be wondering how home insurance companies determine the amount you’ll have to pay for coverage. Let us break it down for you.

As magical as it looks, a thick layer of snow on your roof can have heavy consequences. Here are some tips to help you get through winter without worrying that the sky will fall.

No matter what you intend to use them for, snowmobile safety is vital. They are powerful machines, and if you do not take care you could cause serious injury to you or others.

A few ideas to keep your home warm and comfortable this winter.

It's winter in Ontario and that means icy sidewalks and driveways! Keep them clear to avoid slips and potential liability claims using some of these methods.

Electrical fires can do some serious damage to your home and put your family’s safety at risk. The good news is electrical fires, like other household fires, are often preventable.

In Canada, different organizations and individuals have the right to view your credit score. Here’s what you need to know about your credit score, including how it’s calculated, how it can affect your insurance premiums.

Cottage memories are fresh in our minds, but with the kids back at sch

If you’re thinking about making some home improvements this year, why not choose projects that could help you save on home insurance?

If your home or cottage has a septic system instead of a sewer connection, keep these 10 tips in mind to help keep it in good working order and help prevent

Fire is one of the leading causes of home insurance claims — but

Natural gas is one of the safest fuels to use in your home, but if you

To call Canada's recent real estate market ‘feverish' seems like

Renting out your cottage can be a great way to let someone else enjoy

After sitting in storage over the winter, your boat needs to be cleane

Your home's gutter system is critical in directing rainwater away from

At the beginning of the COVID-19 pandemic, CAA Insurance announced that all customers would receive a rate reduction and have continued this promise into 2021.

From coordinating moving truck rentals to making extra space in your c

It's no secret that package theft is on the rise across the country. W

According to the Canadian Anti-Fraud Centre, since March 2020, over 8,500 Canadians have been duped by pandemic-related scams with an estimated cost of $7 million. Here's how to protect yourself from fraud.

Are you spending this summer at the cottage? Are you selling or rentin

The short answer is no, home insurance typically doesn't cover mould.

A power outage in your home can happen unexpectedly, and at any time.

The backyard skating rink is a beloved tradition for families across t

In our August issue, we explained how hosting a learning pod in your h

As house prices continue to rise, more homeowners are deciding to stay in their current homes and updating them to suit their current needs. Here are the top 10 valuable renovations.

The outdoor faucet where you connect your hose (also known as the hose

Each year, fall seems to come and go in the blink of an eye. It can fe

Depending on where you live, your home may be heated using oil. Leaks

Patio season took on a whole new meaning this year, as people across the country adapted their yards for physically distant visits, playdates, and even outdoor workspaces.

Did you know that homeowners are responsible for the maintenance and r

The value of your food can add up quickly, especially if you have a de

According to a recent article in canadianunderwriter.ca, as schools ac

With insurance fraud on the rise across the country, we want to arm you with the information you need so you can recognize potential scams and make smart choices, especially when it comes to buying insurance.

Your home insurance policy is designed to protect you and your property in all kinds of emergencies.

While most people know you're legally required to have car insurance before driving a new vehicle, there's no similar legal requirement for buying a home.

Your home insurance policy protects so much more than your property and your stuff. One of the most valuable things included in your policy is third-party liability coverage.

The good thing about home maintenance this time of year is that you actually get to do most of it while enjoying the sun!

Home insurance policies are one-year contracts. At the end of each yea

We have been experiencing a mixture of weather patterns lately, result

We use smartphones and tablets for everything, from banking to sharing

As the winter season drones on, many Canadians are escaping the cold b

Sometimes, despite your best efforts tokeep your home secure, a break-

Those glistening icicles hanging from your roof may give your home tha

Your home insurance policy is designed to protect you and your propert

Renting out your home on a short-term basis can be a great way to gene

Third-party liability coverage is the portion of an insurance policy t

When the unexpected happens, many people debate whether or not they sh

There's something special about curling up beside a crackling wood sto

If you're in the market for a new home, you might be considering buyin

If you ever find yourself making a home or tenant insurance claim, you

If you have a dog, you've likely wondered at one point or another what will happen if your dog bites someone, hurts another dog, or damages someone’s property?

Strong, gusty winds can do some serious damage to your property and make for unsafe driving conditions. While most home and car insurance policies do include coverage for damage caused by windstorms, there are some things you can do before, during, and after a windstorm to stay safe and avoid damage to your property and your car.

Your home is your sanctuary, and it's the place where you should feel

John and Nancy are saving to purchase their first home and believe the

If groundhog Wiarton Willie's prediction of an early spring is correct

If you're planning to head out of town for a vacation or trip, the las

If you snowmobile, that dusting of fresh powder outside may be calling

The holiday season is upon us. Your favourite café has broken o

Since recreational cannabis use was legalized this past October, a lot

Yes, it's that time of year again — when little goblins, ghosts,

Although your property policy offers a wide range of coverage to prote

If you're using a wood or pellet stove, you'll want to do some additio

More often in new custom home construction, we are seeing homeowners assuming the role of the general contractor and using the savings towards upgrades on their homes.

It's summertime and the sun is shining; it's the perfect conditions fo

When you arrange a mortgage or loan, the financial institution's name

Insurance policies can be cancelled for a variety of reasons, either by the customer or their insurer, depending on the circumstances. If you're wondering why your policy may have been cancelled or how

Renewable energy sounds like a great way to make some extra money and

Your home insurance policy can protect you from so much more than physical damage to your property and liability claims. Additional Living Expenses coverage is included in most home insurance, condo insurance, and tenant insurance policies.

Your home will likely be your largest financial investment and you wan

Communities across Canada are experiencing more extreme weather condit

Despite the fact that cool wintry temperatures are holding on tight, m

Whether you're on vacation, in the process of selling a home you've mo

Your home is probably your single largest investment and, as such, is

Airbnb offers a revenue stream for those with an extra room to spare or their entire house if they plan to be away for periods of time. While the financial potential may seem intriguing, many people are unaware of the potential insurance risks.

It's Back to School Time again which means that many college and unive

Protect yourself and your property during renovations Renovating or re

Spring is a great time to refresh your home. With longer, warmer days comes the chance to open windows and enjoy more outdoor living.

Most Canadians assume that their homeowners insurance covers all types of water damage including flood. When a pipe bursts or a toilet overflows, in just a matter of minutes the damage can be extensive and costly to repair.

Each week about 7 people die from home fires in Canada. To protect you

10 ways to prevent and minimize damage to your basement and personal i

Have you ever looked through your insurance policy and felt like you were reading another language? Understanding insurance terminology might seem intimidating, but we're working on changing that. Let